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Best 20 regular cards
updated on 11/19/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 30 cards here
Promo period for purchases (months)Promo purchase APRAnnual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Review
12 0% $0 2.99% 12 3% $99 As low as 12.49% American Express Blue Sky from American Express® Points
1 per $1
10% discount (5000 SkyPoints) on a
12 0% $0 2.99% 12 3% $99 As low as 11.49% American Express Blue from American Express® Points
1 per $1
$100
6 0% $0 No promo No promo No promo No promo As low as 13.99% First National Bank of Omaha World of Warcraft Platinum Edition Visa® Card Points
1 per $1
Free month of World of Warcraft
6 0% $90 0% 6 3% N/A 13.99% Bank of America Virgin Atlantic American Express® Card from Bank of America - Black Miles
1.5 per $1
"Free" round trip ticket for US
6 0% $0 0% 12 3% N/A 10.99% Discover Discover® More(SM) Card Cashback
.25%
$50
6 0% $0 0% 6 3% N/A 10.99% Discover Miles by Discover® Card Miles
1 per $1
$100
6 2.90% $0 2.9% 6 0% $0 14.49% American Express Hilton HHonors® Platinum Credit Card from American Express Points
3 per $1
1 free hotel night
6 2.90% $452 9.99% 6 0% $0 14.49% American Express Starwood Preferred Guest® Credit Card from American Express Points
1 per $1
$100
6 2.99% $0 No promo No promo No promo No promo 13.99% / 15.99% Citibank Citi® Hilton HHonors® Visa® Signature Card Points
2 per $1
2 free hotel nights
3 0% $0 1.99% 6 0% $0 14.49% American Express TrueEarnings® Card from Costco and American Express Cashback
1%
$25
No promo No promo $0 0% 12 3% N/A 9.9% / 15.99% Bank of America BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
Free Cobra 2 way Radios
No promo No promo $0 0% 12 3% N/A 9.99% / 15.99% Bank of America Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
Free Cobra 2 Way Radios
No promo No promo $40 3.99% 6 0% $0 14.49% American Express JetBlue Card from American Express Points
1 per $1
Free ticket for one way JetBlue
No promo No promo $55 No promo No promo No promo No promo 14.75% U.S. Bank WorldPerks® Visa® Platinum Card Miles
1 per $1
Free air ticket for NWA round
No promo No promo $75 No promo No promo No promo No promo 12.99% Bank of America Alaska Airlines Visa® Signature® Credit Card Miles
1 per $1
Free roundtrip air ticket (20K miles)
No promo No promo $150 3.90% 12 0% $0 14.49% American Express Platinum Delta SkyMiles® Credit Card from American Express Miles
1 per $1
20000 Delta SkyMiles
No promo No promo $0 0% 15 3% N/A Between 9.99% and 19.99% Bank of America Bank of America Visa Signature® WorldPoints™ Rewards Points
1 per $1
$25
No promo No promo $0 0% 12 3% N/A 9.9% / 15.99% Bank of America Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Cashback
1%
$25
No promo No promo $0 0% 15 3% N/A Between 9.99% and 19.99% Bank of America Bank of America WorldPoints® Platinum Plus® MasterCard® Points
1 per $1
$50
No promo No promo $0 0% 12 3% N/A 9.99% / 15.99% Bank of America NFL Extra Points™ Platinum Plus® Visa® Card Points
1 per $1
$50
Promo period for purchases (months)Promo purchase APRAnnual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Review
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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