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Best 20 regular cards
updated on 11/19/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 30 cards here
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reward program
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America Visa Signature® WorldPoints™ Rewards Points
1 per $1
$25
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America WorldPoints® Platinum Plus® MasterCard® Points
1 per $1
$50
12 2.99% $0 0% 12 3% $99 As low as 12.49% American Express Blue Sky from American Express® Points
1 per $1
10% discount (5000 SkyPoints) on a
12 0% $0 No promo No promo 3% N/A 9.9% / 15.99% Bank of America BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
Free Cobra 2 way Radios
12 0% $0 No promo No promo 3% N/A 9.99% / 15.99% Bank of America Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card Points
1 per $1
Free Cobra 2 Way Radios
12 3.90% $150 No promo No promo 0% $0 14.49% American Express Platinum Delta SkyMiles® Credit Card from American Express Miles
1 per $1
20000 Delta SkyMiles
12 0% $0 No promo No promo 3% N/A 9.9% / 15.99% Bank of America Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Cashback
1%
$25
12 0% $0 No promo No promo 3% N/A 9.99% / 15.99% Bank of America NFL Extra Points™ Platinum Plus® Visa® Card Points
1 per $1
$50
12 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America Accelerated Rewards™ American Express® Card Points
1.25 per $1
$50
12 0% $0 No promo No promo 3% N/A 9.99% / 15.99% Bank of America NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card Points
1 per $1
$50
12 0% $0 0% 6 3% N/A 10.99% Discover Discover® More(SM) Card Cashback
.25%
$50
12 9.99% $952 No promo No promo 0% $0 14.49% American Express Gold Delta SkyMiles® Credit Card from American Express Miles
1 per $1
$50
12 0% $0 No promo No promo 3% N/A 9.99% / 15.99% Bank of America Major League Baseball® Extra Bases™ Credit Card Points
1 per $1
$80
12 2.99% $0 0% 12 3% $99 As low as 11.49% American Express Blue from American Express® Points
1 per $1
$100
up-to 12 0% $0 No promo No promo 3% N/A As low as 10.99% Citibank Citi PremierPass® Points
1 per $1
$100
6 2.9% $0 2.90% 6 0% $0 14.49% American Express Hilton HHonors® Platinum Credit Card from American Express Points
3 per $1
1 free hotel night
6 3.99% $40 No promo No promo 0% $0 14.49% American Express JetBlue Card from American Express Points
1 per $1
Free ticket for one way JetBlue
6 0% $90 0% 6 3% N/A 13.99% Bank of America Virgin Atlantic American Express® Card from Bank of America - Black Miles
1.5 per $1
"Free" round trip ticket for US
6 1.99% $0 0% 3 0% $0 14.49% American Express TrueEarnings® Card from Costco and American Express Cashback
1%
$25
6 9.99% $452 2.90% 6 0% $0 14.49% American Express Starwood Preferred Guest® Credit Card from American Express Points
1 per $1
$100
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reward program
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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